Current Accounts

We’ve selected two current accounts, both of which offer excellent value for you to chose from. Whichever you chose it’s easy to switch from your current bank to a new provider – if you ask them, they will contact your old bank on your behalf to transfer all your Direct Debits, Standing Orders and other payments swiftly.

	HSBC Bank Account	Alliance & Leicester Premier Direct
Free everyday banking?	Your bank account is free of charges in the UK for cheques, cash withdrawals from the HSBC network Direct Debits, standing orders, automated bill payments and monthly statements	Your bank account is free of charges in the UK for cheques, cash withdrawals from the HSBC network Direct Debits, standing orders, automated bill payments and monthly statements
Credit Interest rate	0%	6% AER (fixed for one year) on balances up to £2,500
Account availability	Free 24/7 Internet Banking – Bank how you want to when you want to. You can check your balance, look at statements and pay your bills any time you want (subject to planned maintenance).	Free 24/7 Internet Banking – Bank how you want to when you want to. You can check your balance, look at statements and pay your bills any time you want (subject to planned maintenance).
Telephone Banking	Yes	Yes
Branch Banking	Yes	Yes
Account Switching Service	Yes	Yes
Overdraft	Subject To Status	Subject To Status - 0% EAR typical overdraft. No usage fees for 12 months. Maximum overdraft limt is £2,000.
Apply Online Now	HSBC Bank Account 24/7 fee free everyday banking with HSBC Bank Account.	Alliance & Leicester Premier Current Account - Switch Today

Whichever you chose, it takes about 5 minutes to apply.

We recommend you have your current banking and employment address details to hand to avoid any delays in applying.