Buildings

Buildings Insurance

What does buildings insurance cover?

It covers the structure of your home against a range of incidents such as fire, theft, storm, flood, burst pipes, subsidence, and explosion, covering the cost of rebuilding or repairing your home.

Permanent fixtures within your home, like built-in furniture in the kitchen or bedroom and your central heating system are covered. Outside of your home – outbuildings, patios, paths, drives, walls, gates, hedges and fences are also covered.

Temporary accommodation
If your home is damaged (for example in a storm) and you have to move out, our home insurance buildings cover will put a roof over your head (limits apply) .

Replacement Locks and Keys
You can be covered for the cost of replacing locks and keys to your home if your keys are lost or stolen with home buildings insurance from KGJ.

Trace & Access
Cover to find and repair the source of water escaping from tanks, pipes or fixed heating installation in your buildings and the cost of repairing any damage to your home caused in the course of the investigation.

Please see our main page on Buildings Insurance.

If you are looking for contents insurance please click here.